If you npc the glepherts (that dagger from spiegelmann) from 30-50 you should get close to 10m or so and lmpq will give you a bunch more. There's also a bunch of quests you can do for easy to sell scrolls like gfa 60%. Stuff that's common like that usually has a set price that every1 buys at so no bartering needed and research is minimal. Even with just 10m tho, buying a clean low level robe should be pocket change.