Need advice: buying new car - buy or loan

[Judi]

Hoping to get some input on new car purchase, loan vs cash. After much postponement finally need to bite the bullet and purchase a second car (my partner and I have been getting by sharing our Toyota). Need a new car at the beginning of February due to job changes, decided on new 2023 Outback, ordered months ago, now available. Will be buying at invoice at about 38k. Have enough cash in savings to buy outright, but can also support a 48 month loan without difficulty. What is you suggestion given current interest rate and opportunity cost?

[libertjohann]

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[Amarok1]

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