Need advice: buying new car - buy or loan

[Judi]

Hoping to get some input on new car purchase, loan vs cash. After much postponement finally need to bite the bullet and purchase a second car (my partner and I have been getting by sharing our Toyota). Need a new car at the beginning of February due to job changes, decided on new 2023 Outback, ordered months ago, now available. Will be buying at invoice at about 38k. Have enough cash in savings to buy outright, but can also support a 48 month loan without difficulty. What is you suggestion given current interest rate and opportunity cost?

[libertjohann]

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[Amarok1]

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[elizabethgorgon1]

One of the main advantages of buying a car from another country is access to a greater variety of models and options. The European market offers a wide selection of cars, including those that may not be available on the local car market. Compared to similar models in other regions, they may have higher levels of comfort, safety and even entertainment options. It is equally important in this case to understand the peculiarities of paying excise duty on imports; here you can find more information about this. This gives the buyer more options to choose a car that suits his needs and expectations.