What are the different types of debt consolidation options available to me?

[Davidos]

How can debt consolidation help you avoid defaulting on your loans and facing legal action from creditors? What are some common mistakes people make when consolidating their debts, and how can you avoid them?

[libertjohann]

I really like to take loans for different things, so I can get what I want right now, and not save money and wait. I read proper funding reviews and I think that I will take the next loan not from a bank, but from a financial office that specializes in this. I heard that they have slightly better interest rates and the ability to do debt consolidation if you can’t repay the money on time.